As a construction worker, you might find yourself working at various locations. But what happens if you’re injured at a job site that isn’t your usual workplace? Does workers’ compensation still cover you? In Massachusetts, the answer is yes if you were doing your job at the time of the injury.
State workers’ compensation laws protect employees who receive an injury on the job, regardless of fault. One key concept in this law is the idea of “course of employment.” This refers to activities that are work-related, even if they occur at different locations or while you’re traveling for work.
What types of situations does it cover?
Massachusetts workers’ compensation law covers a wide range of situations where injuries occur. This includes injuries:
- At temporary job sites: Workers’ compensation covers you when working at assigned construction sites, even if they’re not your usual workplace. This protection applies whether you’re on a short-term project or a long-term assignment at a new location.
- While traveling between job sites: If you’re in an accident while driving from one work site to another, workers’ compensation typically covers your injuries. This protection extends to various modes of transportation, including company vehicles, personal cars used for work purposes or even public transit when used for work-related travel.
- During work-related errands: Workers’ compensation likely covers injuries sustained while performing tasks your employer assigns, such as picking up supplies, attending off-site meetings or making deliveries. This coverage applies even if the errand takes you away from your usual work environment.
Take note that while coverage is broad, there are some exceptions. If you significantly deviate from your work responsibilities, like taking a personal detour during work hours, then injury claims may not qualify for workers’ compensation. Generally, your regular commute to and from work may not qualify as well.
Get the clarity you need
Each situation is unique, and there can be complexities in determining coverage. If you have any doubts about your situation or claim, don’t hesitate to consult with an attorney.
