Driving an automobile in Massachusetts places you on the road with many other individuals. Unfortunately, some of them don’t have any insurance coverage. If you’re in a car wreck with one of these individuals, it’s essential for you to know how to handle the situation.
File a police report as soon as possible
If you’re in a car accident with someone else, one of the first steps to take is to file a police report as soon as possible. Taking photos of the damage and documenting what happened immediately is an excellent idea. Even when you think the accident is minor, it’s best to treat it seriously as your vehicle may have problems you can’t see. In addition, you may not feel symptoms from internal injuries until a day or two later.
File a claim
The second step is to file an uninsured motorist claim with the insurance provider you currently have to cover the cost of property damage and medical bills. Filing this claim should be done as soon as possible as there may be time limits on when it should be completed. It’s essential to keep all your receipts related to repairing your automobile and evidence related to the other driver not having proper insurance coverage.
Press charges against the uninsured motorist
If you file an uninsured motorist claim and don’t receive enough money to cover medical bills and repairs, you may want to take the driver to court who caused the auto accident. However, in many of these cases, if a motorist can’t afford insurance, they usually don’t have assets to go after.
Knowing the steps to take when you get hit by an uninsured motorist should make handling the ordeal more straightforward. Making sure to document everything should help with your case.