There are many types of jobs that carry inherent dangers. In these positions, workers’ compensation can be a godsend for those injured. It’s important to understand, however, the range of injuries that are covered by workers’ compensation and the particulars surrounding them.
Every occupation is different, but there are a number of injuries that are typically covered by workers’ compensation regardless of the job. Preexisting conditions such as back pain (even if it’s not noticed until a later time) is covered if the occupation in question was an aggravating factor. Injuries also don’t necessary have to take place while doing the work the job demands. For instance, if you were injured while on a lunch break or at a company event (such as a picnic or other function), workers’ compensation may cover it. Diseases also commonly fall under the umbrella of workers’ compensation. Lung cancer, if contracted due to substances found in the workplace, is a good example of this.
Physical injuries are most commonly thought of when it comes to workers’ compensation, but mental conditions are sometimes covered as well. In some states, mental conditions brought on by the extreme demands of an occupation can be covered by workers’ compensation. Other mental issues, such as the constant harassment or pressure delivered by a supervisor, are also possible to be covered.
Workers’ compensation provides an invaluable safety net for those who have been injured by their work. The process of obtaining coverage, however, can be a tricky path to navigate. Because of this, it’s important to seek the assistance of a qualified attorney who can help formulate a solid plan of action.
